DEAL TOOLS · SELF-SERVICE
Your numbers.
Your assumptions. Clearly shown.
Buying a property that needs work? The Knot & Harbor Property Analyzer helps you estimate what you might spend on purchase, renovation, financing and selling—and whether your proposed resale price suggests a profit or loss. It also includes a separate illustrative rental cash-flow check.
WHAT THE ANALYZER DOES
Go beyond a quick first look.
The free Quick Deal Check helps you decide whether a property deserves more investigation. The paid Analyzer gives you more control over the renovation budget, financing structure, sale assumptions and rental possibility.
Build the renovation budget line by line
Work through 13 renovation categories, include or remove each one, add custom items, and replace K&H starting amounts with your own estimates or contractor prices.
Compare six modeled funding approaches
Model cash, a purchase loan, separate purchase and renovation loans, one combined loan, an existing HELOC, or a HELOC for purchase plus a construction loan.
Use comparable sales more deliberately
Enter manual sold comparables and review a weighted price-per-square-foot signal alongside your own finished-value estimate.
See percentages translated into dollars
The Analyzer shows what every percentage applies to, including down payment, interest, loan points, closing costs, selling costs and planning reserve.
Compare selling with keeping the property
Review an estimated sale result and a separate rental cash-flow possibility using editable mortgage, rent, reserve and owner-cost assumptions.
Test changes without rebuilding the analysis
Compare favorable, planning and cautious situations, then change value, renovation cost or timing to see the effect on the result.
Keep a detailed decision record
Print or save the visual report showing assumptions, renovation detail, funding math, cash required, scenarios and items to verify next.
Four groups. One complete cost picture.
Review buying, renovating, holding/financing and selling costs together. Estimated project profit is the sale price minus all modeled project costs. Your modeled cash contribution is the money you may need to put in; cash remaining after sale is after modeled loan payoff and sale costs. These are different amounts, not interchangeable measures of profit.
Open your download on a computer
- Download the purchase ZIP from Etsy in a web browser. The Etsy mobile app may not support digital downloads.
- Windows: right-click the ZIP and choose Extract All. Mac: double-click to unpack.
- Open index.html in an updated Chrome, Edge, Safari or Firefox browser and follow the four steps.
- Print or save your report as PDF before closing. Inputs do not autosave.
Designed for understandable decisions
The Analyzer does not label a property universally “good” or “bad.” It shows what the assumptions you entered produce and which assumptions would need to change for a different result.
- No account or property address is required to run the downloaded tool.
- K&H starting amounts are editable planning examples—not current lender quotes, contractor bids or market rates.
- No live appraisal, inspection, contractor pricing or sold-comparable verification is included.
- Your saved copy can be reused for your own personal property evaluations.
- Commercial redistribution, resale and removal of K&H notices are not permitted.
Before relying on the result
Confirm the property facts, sold comparables, inspection findings, contractor scope and bids, lender terms, title and closing costs, insurance, taxes, permits and sale or rental assumptions with the appropriate qualified professionals.
What is the difference between the free and paid tools?
The free tool gives a faster first-pass screen. The paid Analyzer adds detailed renovation categories, more financing combinations, sale and rental possibilities, scenario testing, sensitivity analysis and a fuller visual report.
Is this a done-for-you property report?
No. The $29.95 Property Analyzer is a reusable self-service planning tool. You enter the information and explore the estimates yourself. K&H does not inspect a property, obtain lender quotes, verify bids or provide individualized purchase advice.
Does K&H tell me whether to purchase the property?
No. The tool organizes planning assumptions and shows their estimated financial effect. The customer remains responsible for the decision and for obtaining property-specific professional advice.
SEE THE ACTUAL TOOL
A clearer look at what you receive.
These previews show the exact October 24 customer download using fictional example figures. They are not actual project outcomes.
